Transfer tax
Minnesota charges a state deed tax based on consideration. It is customarily charged to the grantor, and how it applies to a gift with no consideration is confirmed when we prepare the deed.
Minnesota keeps two land systems side by side. Most property is abstract land recorded in the ordinary way, but a large share in the metro counties is Torrens registered land held under a certificate of title, and those transfers go to the registrar rather than the recorder. Add lake property owned by scattered families and farm ground under deferment, and you have most of what reaches us here.
Federal tax rules are the same in every state. These three are set by Minnesota and by the county where the property sits.
Minnesota charges a state deed tax based on consideration. It is customarily charged to the grantor, and how it applies to a gift with no consideration is confirmed when we prepare the deed.
Which system your property sits in decides where the deed goes and what the office will require. Most transfers are also accompanied by a certificate of real estate value filed electronically for the assessor. We identify the system and prepare the filing before the deed is drafted.
Deeds are recorded with the county recorder for the county where the property sits. You sign before a notary wherever you live, and we handle the filing.
Four situations that recur across the state.
Each links to the full guide for that type, including how a donation compares with selling.
Six Minnesotas, and the cabin question turns up in most of them.
Inherited houses, small rental buildings and a high concentration of Torrens registered land.
Cabins and shoreline lots held by extended families who no longer agree on what to do with them.
Steep lots, older city housing and remote acreage with winter access questions.
Small-town housing where repairs outrun value, and land with severed mineral interests beneath it.
Row crop ground held by heirs who farm elsewhere, and farmsteads standing empty.
Sugar beet and small grain ground, flat and productive, often cash rented to a neighbor.
Minnesota charges a state deed tax based on consideration. It is customarily charged to the grantor, and how it applies to a gift with no consideration is confirmed when we prepare the deed.
No. We prepare the deed in the form Minnesota requires for the county where the property sits, you sign before a notary where you live, and we record it with the county recorder or registrar of titles.
No, it is a different counter. Registered land is transferred through the registrar of titles with a certificate rather than recorded in the ordinary way. Tell us the certificate number if you have it and we will handle the rest.
Minnesota has a state income tax, and how it treats a charitable contribution is set by Minnesota law rather than by us. Your federal deduction follows the usual IRS rules. Take the state question to your own advisor.
More than you would think. An individual undivided share can sometimes be given on its own, and sometimes the practical route is different. Tell us how the title reads and we will tell you the options rather than leaving you to guess.
We do not provide tax or legal advice. State and local transfer tax rules change; we confirm current requirements when we prepare each deed. Consult your own advisor.
The county and a parcel number are enough to start.