Charitable Gift Annuity Turn Property Value Into Guaranteed Lifetime Income
Unlock the hidden financial power of your real estate. Whether it is your current lifelong residence, a commercial building, or non-producing land, a Charitable Gift Annuity allows you to trade property equity for a fixed, guaranteed quarterly income stream, substantial tax relief, and a permanent personal legacy.
Create a Life Estate - Guaranteed Income For Life!
The Real Estate Gift
You deed an appreciated property—whether a residential home, commercial complex, or vacant land—to Real Estate with Causes through a straightforward annuity agreement.
Asset Valuation
The independent appraised value of your property establishes your immediate charitable tax deduction and locks in your immutable lifetime distribution rate.
Fixed Lifetime Income
You receive guaranteed, fixed quarterly payments for life. The remaining asset principal eventually goes directly toward supporting our national charitable initiatives.
Guaranteed 2026 Single-Life Payout Rates
| Annuitant Age | Suggested 2026 Base Rate | Estimated Annual Payment ($250,000 Gift) |
|---|---|---|
| Age 70 | 6.3% | $15,750 / year |
| Age 75 | 7.0% | $17,500 / year |
| Age 80 | 8.1% | $20,250 / year |
| Age 85 | 9.1% | $22,750 / year |
| Age 90+ | 10.1% | $25,250 / year |
"Life Estates" (Clarifying Your Strategy)
Option A: The Gift Annuity Exchange
Best For: Immediate Cash Flow & Downsizing
You transfer a property you no longer wish to live in or manage (such as a rental, a second home, or your current residence if you are ready to relocate). In return, you exit all maintenance, insurance, and tax burdens completely, trading the brick-and-mortar asset for fixed, high-yield checks for life.
Option B: Retained Life Estate with Annuity
Best For: Staying in Your Home While Securing Income
You formally donate the future ownership deed of your current home or farm to our charity, but maintain the absolute legal right to live in and enjoy it for the rest of your life. Depending on your age and the property's value, you can secure an immediate tax shield and a recurring lifetime annuity without moving a single piece of furniture.
Institutional Security You Can Trust
Real Estate with Causes specializes in processing complex real estate transfers that traditional, local charities are simply not legally or logistically equipped to manage.
Regulated Reserve Accounts: All gift annuity payment schedules are fully backed by the comprehensive assets of our organization and maintained within strictly segregated financial reserve accounts.
Exclusion of Gain Advantages: Funding an annuity with an appreciated property allows you to completely bypass immediate capital gains exposure, preserving 100% of the asset’s power to generate income for you.
National Compliance: We operate under strict transparency, maintaining complete compliance with all state insurance, financial oversight, and 501(c)(3) public charity regulations.
Turn Your Real Estate Into Reliable Lifetime Income
Speak directly with a planned giving strategist to evaluate your property’s value, calculate your exact 2026 payout percentage, and review your projected tax deductions. Call us at 888-228-7320 or submit your asset details below.